Monthly Archives: June 2011

Is There Enough Innovation from Mortgage Lenders for First Time Buyers?

Under private sector innovations/ alternative solutions, Mill Group’s Co-investment was listed alongside Castle Trust, Asset Trust and guarantor mortgages. The major lenders have tried to come up with ideas – such as Lloyds’ Lend a Hand, NatWest’s First Home Saver and Nationwide’s Save to Buy – but they tend to move the burden from the FTB to parents. With 77% of FTB’s aged under 30 needing help, can they all rely on rich parents? Continue reading

  • Share/Bookmark
Posted in Article, Uncategorized | Tagged , , , , , , , , , , , , , , , , , , | Leave a comment

As a Nation of Renters, Britain Risks Losing Social Cohesion

Getting renters onto the property ladder with a stake in their homes, and thus their community, has got to be a priority for both Government and business. Otherwise, we’ll be paying off the landlord’s mortgage for years to come, instead of our own. Continue reading

  • Share/Bookmark
Posted in Uncategorized | Tagged , , , , , , , , , , , | Leave a comment

Smith Institute Report: The Implications of Declining Home Ownership

Large scale investment, and increase of property supply are paramount, however an impetus on different routes into standard and full home ownership by the Government will be more effective in the short term than simply increasing rental supply. Continue reading

  • Share/Bookmark
Posted in Article | Tagged , , , , , , , | Leave a comment

New Scheme will Help Gauge Demand for FTB Housing Model

A new scheme was announced at the weekend that is claimed to support both struggling First Time Buyers (FTBs) and those needing a bigger home. There is much need for funds and innovation at this end of the market to help fuel the entire UK Housing market. Continue reading

  • Share/Bookmark
Posted in News | Tagged , , , , , , , | Leave a comment

Rental Rates Reach All Time High

In England, it will be a more alarming statistic that the Social Rental Sector has grown by 8.8% in the last year, describing a trend of increasing pressure on Local Authority budgets and Government policy.
Continue reading

  • Share/Bookmark
Posted in Article | Tagged , , , , , | Leave a comment

How do we Stop the Cycle of Housing Boom and Bust?

If restraint is to be shown on mortgage finance, then there is an urgent need to offer alternatives. The desire for home ownership is not going away, as a major study by the National Centre for Social Research has shown. Continue reading

  • Share/Bookmark
Posted in Article | Leave a comment